Business funding options
Every product explained the same way: how it works, what it really costs, who gets approved, and when it is the wrong choice.
Nine products cover almost every small-business funding need. Each one has a sweet spot and a trap. The 60-second match tells you which ones fit your profile; these pages tell you how they work so you can negotiate from a position of knowledge.
Merchant Cash Advance (Revenue-Based Advance)
Fast capital based on your monthly deposits, repaid as a fixed slice of daily or weekly revenue. The fastest money in small business, and the most expensive if you use it wrong.
Read more →Business Line of Credit
A revolving limit you draw from as needed and only pay interest on what you use. The best all-purpose tool once you qualify.
Read more →Business Term Loans
A lump sum repaid in fixed installments over 1–5 years. Predictable, cheaper than short-term products, and the natural upgrade once you have two years of history.
Read more →SBA Loans
Government-guaranteed loans with the lowest rates and longest terms available to small businesses. Slow and paperwork-heavy, and worth it for strong profiles.
Read more →Equipment Financing
The equipment is the collateral, so approval is easier and terms are longer. Trucks, machinery, medical devices, kitchen lines, IT.
Read more →Invoice Factoring
Turn unpaid B2B invoices into cash within days. Approval rests on your customers' credit, not yours.
Read more →0% Intro APR Business Credit Cards
Nine to eighteen months of interest-free capital for smaller needs and newer businesses, plus rewards on everyday spend.
Read more →Startup Funding (Under 1 Year in Business)
Under twelve months most lenders say no. Here is what actually says yes: microloans, community lenders, 0% cards, revenue-based advances and grants.
Read more →See what your business qualifies for
60 seconds. No hard credit pull. Options from 40+ funding partners, or a grant path if you are not ready to borrow.